Your Passport to Financial Empowerment and More!
Financial Wisdom
Imagine breaking free from the chains of financial stress and waving goodbye to those tricky lenders. Minding My Business isn’t just a business; it’s a movement, fueled by the unwavering spirit of Newark, New Jersey.
A Feast for the Senses!
Get ready to unleash your inner culinary genius with our Chef on Demand workshops! Whether you’re a kitchen pro or a novice, our culinary experts will guide you through a flavorful journey. We cater to all tastes and skill levels.
Mixology Magic
Prepare for a flavor-packed adventure with our mixology maestros! Imagine becoming the life of every party, impressing your friends with daring and delightful cocktails. From timeless classics to inventive creations.

Personal
Budgeting

Financial
Planning

Investing
101

Financial Motivating Merchandise
Personal Budgeting
Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do.
Budgeting is simply balancing your expenses with your income. If they don’t balance and you spend more than you make, you will have a problem. Many people don’t realize that they spend more than they earn and slowly sink deeper into debt every year.


Debt Reduction Solutions
Americans have $1.04 trillion in outstanding credit card debt, also known as revolving debt, according to 2019 data from the Federal Reserve. Before you can start figuring out how to reduce debt, it’s important to know where you stand.
Collect all of your financial documents and print out your free annual credit reports. You can check your credit score for free on Credit.com to see exactly where you stand. Knowing which accounts are dragging your credit score down via their report card may help you prioritize your debt payments.
Terminology
Annual Percentage Rate
Asset
Bankruptcy
Budget
Comparison Shopping
Credit
Credit Report
Credit Score
Spilling Black Tea
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